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Eugene S. Hsu, DDS., PLLC | Financial Policy in Bellevue


Welcome to Newport Hills Dental


Financial Policy

Our Office wants all our patients to be able to comfortably afford dental care.  We proudly offer the following financial policy so that our patients can have the opportunity to decide which payment option best suits your needs:

Insurance:  Our office will gladly work with you to help get the maximum benefit available to you.  We accept most major insurances.  However, most dental insurance plans do not cover 100% of your cost of treatment.  Because of this, you will be asked to pay your deductible and your co-payment for the charges on the day of the service is rendered.  Also for All treatment under $100, excluding preventive treatment, you will be asked pay in full.  We will estimate as closely as possible your coverage, but we can make no guarantee of any estimated coverage.  Because the insurance policy is an agreement between you and your insurance company, the ultimate responsibility for all charges lies with you.  If after 60 days the insurance company has not paid on the claim, you will be responsible for the total balance.

If you would like to know that exact amount of insurance coverage and your co-payment for the treatment proposed, a pre-estimate claim can be submitted to the insurance company upon your request.  We will not start the treatment until we receive insurance's pre-estimate back, and the process takes about 4 weeks. 

Payment Options:

1. Cash or Check.  We are happy to offer a 10% pre-payment courtesy for all treatment plans paid in full in advance of treatment.

2. Credit Card.  Our office accepts VISA and Mastercard.  Unfortunately, we do not accept American Express and Discover.

3. PAC. Direct drafting of your checking account or credit card charge once per month.  A 50% down payment on your balance is required with the balance paid out no longer than 12 months with a minimum payment of $50.00 per months.

4. Third-Party Financing.

Option 1 -- Health Care Credit Line -- A dental credit card that allows you make no payment with no interest for 90 days.  The interest after 90 days is 19.15%.  This can be applied for through our office or online at www.healthcarecreditline.com/inside/patient1.html.  The application is called in from our office and we usually know within an hour if the application is approved.  This is a 90-day interest-free credit card with payments being made directly to the financing company.

Option 2 -- CareCredit -- For treatment over $1000, we offer payment plan from CareCredit to patient with good credit standing.  No initial down payment and up to 12 months interest-free are offered.  Please consult with our receptionist for detail or apply online at www.carecredit.com.